Julia De Sosa-Rocha | 404-886-0566 | JuliaRealtyAtl@gmail.com

Mortgage Pre-Approval

  

Obtain the Best Rates & Lowest Closing Costs


When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said, there are certain things you can do to make certain that your offer is the one Seller goes with.


The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!


Let's look at this from the Seller's perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still Conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?


Even though most people will eventually be approved, having a Certificate of Financing Approval allows the Seller to accept your offer over other competing offers that still require financing approval.


Lastly, from a cost savings perspective...


As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of points and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.


Should you decide that you wish to get Pre-Approved, simply complete the form on this page. The system will forward your information to a certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.

Get Pre-Approved for a Mortgage at the Best Possible Rate:

You agree to receive property info, updates, and other resources via email, phone and/or text message. Your wireless carrier may impose charges for messages received. You may withdraw consent anytime. We take your privacy seriously. 

  

General


Buyer Resources

Sellers Resources

Why Is This Info Free?

Get VIP Insider Access

This Month's Newsletter

Questions Agents Hate!

Ask an Expert

Referral Rewards

  

Buyers


Get Hot NEW Listings
Foreclosures Hot List
Stop Paying Rent
Buy with ZERO Down
Moving Up?
Beware! 13 Extra Costs
Save Thousands
6 Buyer Mistakes
9 Common Buyer Traps
Mortgage Calculator
New Homes vs. Resale
Fixer Uppers: Myths & Facts
Best Financing Rates
Mortgage Pre-Approval
10 Best Buys Hotlist
First Time Buyer Hotlist
Upscale Homes Hotlist
No Money Down Hotlist
Homes With Land Hotlist
Homes With Pools Hotlist
Fixer Uppers Hotlist
Multiple Listing Search
The Real Estate Catch 22
You Will Love Your New Home or I’ll Buy It Back

  

Sellers


Your Home is Guaranteed to Sell

What's Your Home Worth?

Avoid These Mistakes

How To Sell For More!

Guaranteed Offer Program

Prices In Your Area

Pass Your Inspection

Divorce and Your Home

27 Seller Tips

For Sale by Owner

Your House Didn't Sell

When Will It Sell?

CASH for Your Home!

Emptying the Nest?

Avoid Legal Mistakes

Getting the Best Price

Getting YOUR Price

Pets and Moving

Kids and Moving